Janina Nemitz
Manager Actuarial Services

PhD in Economics (University of Zurich), M.Sc. in Quantitative Economics (University of Konstanz)

Janina Nemitz is a Manager at Valucor with in-depth experience in the Swiss healthcare and health insurance market. She has held various positions at health insurers, industry associations and in projects with a regulatory focus, and brings a deep understanding of insurance economics and the institutional framework.

Her work is characterized by a strong quantitative focus – particularly in data analysis, modelling and economic evaluation. She has taught statistics and econometrics at university level and is currently completing the actuarial qualification program of the Swiss Association of Actuaries (SAV).

Janina Nemitz is involved in the implementation of SST, ORSA and Solvency II in the life insurance sector as part of Valucor’s mandates for the responsible actuary. In addition, she contributes her expertise to advising health insurers on premium calculation, reserve valuation, and the application of the KVG solvency test.

Languages:
German, English, French, Portuguese

Refocusing supplementary hospital insurance on value-added services: Only pressure makes diamonds?
BDO Symposium on “Trends in Health Insurance”, Zurich, 2022

Strategies to Reduce Waste and Inefficiency in Healthcare
Executive Webinar of the International Federation of Health Plans (IFHP), London, 2021

Decomposition of Outpatient Health Care Spending by Disease – A Novel Approach Using Insurance Claims Data
Published in BMC Health Services Research, 2021

Voluntary Pooling of Genetic Risk: A Health Insurance Experiment
Published in Journal of Economic Behaviour and Organization, 2020 

Recipient of the SCOR-EGRIE Young Economist Best Paper Award

Efficiency potential in services covered by the Federal Health Insurance Act (KVG)

Study commissioned by the Swiss Federal Office of Public Health (FOPH), Final Report, 2019

Winterthur Institute of Health Economics ZHAW & INFRAS